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Self Insured Plans, LLC
14710 Tamiami Trail N, Ste 201
Naples, FL 34110
239.403.7884

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What We Do

Today's challenging healthcare environment demands new, more effective solutions to stem rising costs. Self Insured Plans works to keep healthcare plan expenses in line and quality care at the forefront. Whether your organization is large or small, we can help create a highly effective self-funded strategy that will control costs, keep you better informed and support happier, healthier employees.

Level Funded Health Plans

Large employers have many alternatives available to them for the financing and design of their employee benefit plans, which allow them to more effectively control their health plan costs. However, small employers have historically been limited to fully insured plans, limited plan design options and no real opportunity to control premium costs other than shifting a greater percentage of the cost to plan participants. With level funding, and by simply changing the manner in which you finance the cost, you can regain control of your health plan costs and maximize the opportunity for future savings.

With a Level Funded Plan:

  • You fund your claim expenses and fixed costs up to a pre-determined monthly amount usually totaling less than your current fully insured premium. If your actual claims expenses are less than the monthly amount, times twelve, you receive a 100% refund of the unspent claim costs.
  • If your actual expenses are greater than the amount that you fund, then your stop loss protection provides coverage for the excess claim costs.
  • Fixed expenses, representing stop loss premiums and administration fees, are not refundable.

To learn more about self-funding your small group, contact Self Insured Plans today.

Discover the Benefits of Self-Funding...

Video: Self-Funding Works

Video: Self-Funding Works

Explore the differences and advantages of self-funding versus a fully insured health plan in under 2 minutes!

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Take Control with Self-Funding

Take Control with Self-Funding

Self-funding offers greater flexibility and the opportunity to better manage the risks and costs of healthcare.

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5 Reasons to Self-Fund

5 Reasons to Self-Fund

The ACA boosted interest in self-funding for companies looking to offer quality benefits and control rising costs.

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Are You Ready to Discover the Benefits?

It's time to choose a healthcare partner who will simply do more for you, your employees and your bottom line.